Miriam Sweetin

Of Counsel

713.752.8650

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Miriam Sweetin is a bank litigator with more than 14 years of experience representing financial institutions in court and before regulatory agencies. Her practice focuses on banking litigation, including bank fraud, lender liability, and disputes that arise in the financial services industry.

Miriam tried cases in both state and federal court and has handled every phase of litigation — pleadings, motion practice, written discovery, depositions, oral argument, and trial. She has managed dockets averaging more than 30 concurrent cases across Oklahoma, Texas, and Colorado.

Miriam brings experience from both sides of the regulatory relationship. As Senior Attorney at the Federal Deposit Insurance Corporation, she advised senior staff on enforcement strategy and the interpretation of federal banking law. Prior to joining the FDIC, she served as litigation counsel for a large national bank, leading internal investigations and managing outside litigation counsel across three states.

Her litigation practice draws on working knowledge of the FDI Act, the Bank Secrecy Act, Dodd-Frank, TILA, FDCPA, ECOA, FCRA, and UDAAP. She represents banks in fraud cases, regulatory disputes, and general civil matters.

Miriam is licensed in Texas, Oklahoma, and Colorado.

Banking Experience

Managed outside litigation counsel across Oklahoma, Texas, and Colorado
Served as lead counsel for internal bank investigations and audits
Managed bank examinations with regulatory agencies
Reviewed and approved bank applications including golden parachute, brokered deposit, and merger applications on behalf of the FDIC
Advised senior management on enforcement strategy and the interpretation of the FDI Act, Regulation O, Regulation W, and Part 362
Provided legal support and guidance on enterprise-wide regulatory reporting and compliance projects
Advised management and frontline bankers on consumer banking and lending issues under the NBA, Dodd-Frank, BSA, and FDIA
Developed and implemented consumer banking compliance programs covering TILA/Regulation Z, FDCPA, ECOA/Regulation B, FCRA, UDAAP, and TCPA
Led implementation of compliance programs with a focus on consumer protection issues arising under Dodd-Frank
Developed policies and procedures to reflect legal requirements and best business practices
Structured and developed compliance training programs for banking staff
Reviewed regulatory issuances and provided legal advice supporting the regulatory change management process
Provided legal opinions on business modifications to reduce risk of regulatory enforcement and litigation
Investigated and responded to consumer complaints on behalf of financial institutions
Operated as outsourced in-house counsel (financial servicing holding company with AUM totaling $104.9 billion)
Managed internal bank investigations and audits
Ensured compliance with the regulations, laws, and guidelines that affect banks’ consumer operations, risk management, and ethical conduct

Non-Banking Litigation Experience

Co-authored successful summary judgment brief in federal district court, affirmed by the Fifth Circuit, for a natural gas well operator accused of wrongfully producing gas from a natural gas storage facility
Successfully negotiated favorable settlements in more than 250 oil and gas disputes involving assets in Oklahoma and Texas, including operations, audits, royalty payments, and environmental matters
Recovered approximately $23 million in a royalty payment dispute arising from an oil and gas audit in Texas
Served as lead counsel for internal accident investigations and subsequent litigation involving well-site injuries for a Tulsa-based oil and gas exploration and production company
Obtained summary judgment for an oil and gas operator where the plaintiff alleged the operator negligently handled the well election process
Successfully tried a case resulting in a finding of gross negligence against an oil and gas well operator by a non-operating working interest owner