Whether you’re a state or federally regulated financial institution or other financial service provider, you deserve representation that is efficient, responsive, and deeply knowledgeable about your industry.
Whether you’re a state or federally regulated financial institution or other financial service provider, you deserve representation that is efficient, responsive, and deeply knowledgeable about your industry. At Crain Caton & James, our Banking and Financial Services Practice Group provides comprehensive legal representation to financial services providers. We assist clients with all aspects of lending—from transaction structure, regulatory compliance, document preparation, collection and foreclosure, to dispute resolution.
Our attorneys have decades of experience working with state and federally regulated financial services providers and are known for their clear, cost-effective insights, guidance and forms. We routinely represent lenders in policy and forms drafting, commercial and residential lending transactions, collections, workouts, foreclosures, bankruptcy, fraud investigations, and litigation. With a team that includes both seasoned transactional attorneys and dedicated litigators, we’re built to support your institution at every stage—deal, default, or dispute.
Why Do Financial Service Providers Choose Us?
Crain Caton & James offers a rare blend of deep industry focus and responsive client service. We don’t dabble in financial services law—it’s a core part of what we do. We understand the competitive, price-sensitive environment in which financial service providers operate and we tailor our approach to meet your business goals while managing legal risk.
Our team handles class action defense, injunctive relief hearings, and appeals involving complex financial issues. We understand that financial services providers must balance litigation risk with business goals, and we work closely with our clients to resolve disputes in a cost-effective, strategic manner—whether through litigation, arbitration, or early resolution.
Our team includes authors of leading treatises on Texas and federal lending laws, regulations and forms, as well as recognized educators for banking associations and CLE programs. We are known for our mastery of Texas and federal financial services law, including the Texas Constitution, Texas Finance Code, Texas Property Code, Uniform Commercial Code (UCC), including Articles 3, 4, 4A, and 9, and other State and federal laws and regulations affecting lenders. We also defend claims brought under the Fair Credit Reporting Act, FDCPA, and the Texas Deceptive Trade Practices Act (DTPA).
Whether it’s helping a client navigate a thorny regulatory issue, preparing loan documents regulators respect, addressing defaults in either a workout of collection matter, defending against lender liability or fraud claims, we bring skill, efficiency, and experience to every matter.
We also understand that your borrower will often pay the invoice for legal services. That’s why we provide not only excellent legal service, but also practical, cost-effective solutions that deliver real value when the deal closes or the case settles.
Testimonials
Pat Huttenbach has been invaluable in guiding our financial institution through a number of fraud-related disputes and litigation matters. His willingness and ability to break down complex regulatory issues into a manner that makes business sense for the Bank has been a major asset. Pat is not just a litigator; he is a partner and friend as we continue to navigate the regulatory compliance and legal matters facing financial institutions today. (Mr. Luke gave us permission to use his name and title only).
Scottie Luke, CFE, CCBIA, CCBCO | Executive Vice President and Chief Risk Officer
Financial institutions count on us to deliver precise actionable guidance and authoritative advocacy. We design solutions based on our deep understanding of the evolving regulatory and competitive environment and our thorough knowledge of the applicable legal constraints and opportunities.
