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Crain Caton & James assists insurers in defending claims under reservations of rights and non-waiver agreements to preserve their policy defenses while providing a defense to insureds. This delicate balancing act requires careful drafting, compliance with applicable regulations, and strategic decision-making.

We advise clients on issuing timely and effective reservation letters, handling coverage disputes without waiving defenses, and litigating declaratory judgment actions when appropriate. Our experience in this area helps insurers navigate the risks of waiver and estoppel, providing clarity and confidence as claims move forward.

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